Tools to Keep Your Money Organized

Organizing your personal finances is the first step toward budgeting and savings habits. Fortunately, there are plenty of free apps that can help you keep your finances and bills organized right from your smartphone, tablet or computer. With the right app, you can keep track of where your money is going, maintain a steady budget every month, and make sure your bills are paid on time. Best of all, these apps are free!

Mint

Mint is a free app that you can access on your smartphone, tablet or computer. It is a popular finance tool that is easy to use and understand. The best feature with this app is that it can give you a complete picture of your financial life including spending and saving. Mint helps you to set a budget and will monitor your accounts. You are able to set spending limits for different categories so that Mint will notify you when you are close to reaching your limit. You can also set up payment reminders and see your cash flow in real time. A pretty good bargain for free.

Personal Capital

Personal Capital is ideal for those who currently invest their money, want to invest more, or wants retirement planning. This award-winning free app can help you with tracking your spending, creating budgets, and include your investments. You can also pair this app with an advisor to create a personalized portfolio plan. It takes less than a minute to sign up and can help you get control of your finances for good.

Quicken

Most people are probably familiar with Quicken, but consider it to be too much work to use effectively. It is a comprehensive tool for personal finance management. Quicken helps you to keep track of all your accounts by tracking your spending habits, setting a budget, getting bill reminders, getting your free credit score, and even saving receipts. You may already be using Quicken, but are unaware of all the features it offers. You can connect the app to your desktop software and it will automatically sync to your phone and tablet so you can keep up with your finances from anywhere.

So if you have been putting off getting your finances together, or making excuses that it’s too expensive for a financial advisor, here’s your chance to make big financial changes and all for free! Contact Carolina Money Minders for more assistance today!